10 Ways to Convert a Visa Gift Card to Cash

When you’ve got a Visa present card, you may be questioning methods to convert it to money. In spite of everything, money might be extra versatile than plastic.

Whereas you need to use a Visa present card for a lot of purchases, you’ll be able to’t use it for the whole lot. 

We’re sharing a number of methods to transform Visa present playing cards to money. Use the concepts that work finest for you so that you just get some additional money rapidly. 

Methods to Change Visa Reward Playing cards for Money

Exchanging your Visa present playing cards for money could require inventive pondering, however it’s potential. Listed here are a number of the finest methods to make use of a Visa present card like money.

1. Add It to Your PayPal Pockets

paypal homepage

Whether or not you’ve a Vanilla Visa present card or one other sort of card, PayPal gives an possibility so as to add these present playing cards to your PayPal pockets. Simply enter the present card quantity and different info so as to add it to your account.

As soon as the present card steadiness clears, you need to use the cash to pay for purchases through PayPal. Alternately, you’ll be able to ship the cash to a good friend or your personal checking account.

Nonetheless, it’s necessary to remember that charges could apply once you switch cash. This is applicable when sending cash to your checking account or family members.

Utilizing your Visa present card steadiness for purchases the place retailers settle for PayPal is among the most cost-effective choices since your card gained’t lose any of its worth.


  • Use for PayPal purchases
  • Switch to your checking account
  • Pay a good friend or member of the family

2. Purchase Different Reward Playing cards

A extra oblique technique to convert your Visa present card to money is to purchase a distinct present card. If you recognize you’ll use a company-branded present card, it may be extra precious to you than one from Visa.

For instance, you would use your Visa present card to purchase an Amazon present card of equal worth. Since you should buy nearly something you would ever want on Amazon, you’ll primarily be changing your Visa present playing cards into money.

You could possibly even do that for shops like Walmart, Starbucks or Goal. Nonetheless, you may pay additional to do that if the service provider you’re buying at costs a charge for Visa-based purchases. 

Raise home page

Higher but, you would use your Visa present card to purchase discounted playing cards from websites like Elevate. This will likely really enhance the worth of your present card (i.e., you would flip your $35 Visa present card right into a $50 one to Jiffy Lube).


  • Commerce for extra precious card
  • Legitimate at a service provider you like


  • Received’t work with all retailers
  • Potential charges

3. Get a Cash Order

money order near me

It’s potential to make use of your Visa present card to purchase a cash order. From there, you’ll be able to deposit the cash order at your financial institution and use the funds immediately out of your checking account.

Or, you’ll be able to money your cash order at any retailer that accepts cash orders. You may even be capable to money it the place you bought it.

It’s necessary to notice that some banks restrict the variety of cash orders you’ll be able to deposit or money. For that purpose, you could wish to examine forward of time together with your financial institution in case you plan on depositing cash orders steadily.

To study extra, try our article on the perfect locations to purchase cash orders. 


  • Perform as money
  • Broadly out there

4. Reward Card Change Kiosk

gift card kiosk machine

Reward card alternate kiosks can be found all through the U.S. and world wide. While you use a present card alternate kiosk, you insert your present card into the machine as you’ll with an ATM card.

The kiosk then scans your Visa present card and offers you a money supply for it.

You might have a selection as as to if to simply accept or reject the supply. Should you settle for the supply, the kiosk retains your card and offers you the cash. 

In some conditions, you could have to take a receipt voucher to a cashier to get your cash for the alternate.

Should you reject the supply, the kiosk provides you with again your present card. 

Sadly, you’ll doubtless see a payout that’s decrease than the worth of your present card once you use kiosks. Plus, every kiosk has totally different guidelines about what they cost, and the cashout charge might be fairly excessive.

Finally, this isn’t one of the best ways to transform your Visa present playing cards to money. However, if you’re in a time crunch, it may be a fast technique to receives a commission quick.


  • Simple and handy
  • Quick technique to get money
  • Many places


  • Charges might be excessive
  • Could cut back present card’s worth

5. Give It as a Reward

One other technique to flip Visa present playing cards into money is to present them as presents. However how precisely does this equate to changing your card to money?

By giving your card as money, you unlock cash in your price range that you’d have spent on a present to your good friend or member of the family. In flip, this lets you use that budgeted money for different wants. 

The important thing to success with this concept is to make certain that you already had this expense included in your price range. That approach, the money is available once you want it. 


  • Money might be available
  • Makes present giving simpler
  • No charges

6. Pay Payments

One other distinctive technique to flip your present card into money is through the use of it to pay payments. 

Just like gifting your Visa present card, you need to use the money you had put aside to your payments in no matter approach you please. 

Nearly any firm that accepts bank card funds for payments will allow you to pay your payments with a Visa present card. Nonetheless, not all firms let you pay payments with Visa present playing cards. You’ll wish to confirm that this feature will be just right for you earlier than making an attempt it.

As well as, there may be typically a charge for this service. This charge is charged by the corporate that you just owe. In flip, this can cut back the worth of your Visa present card.

Whereas this won’t be probably the most cost-effective technique to convert your Visa present playing cards into money, it may turn out to be useful in a pinch.


  • Pay payments
  • Use on-line or in individual


  • Potential charges
  • Under no circumstances firms

7. Buy and Resell Gadgets

Have you ever heard about retail arbitrage? That is once you purchase one thing after which resell it at a better worth. 

Should you study to do it effectively, you may make cash with retail arbitrage. The objective is to purchase objects that you just discover which are priced decrease than what they’re sometimes promoting for. 

As an illustration, you could find clearance objects at your native large field retailer and resell them on-line for a revenue. 

However how does this relate to changing your present playing cards to money? It’s a very out-of-the-box technique to flip your playing cards.

Primarily, you search on-line for objects which you can purchase at tremendous steep reductions and pay for them together with your Visa present card. Then, you resell them at a revenue that can cowl promoting and different charges.

Make sure to do a little analysis before you purchase the objects you wish to resell. You’ll wish to select objects which are well-liked and have a excessive likelihood of reselling rapidly. 


  • Could enhance card’s worth
  • Aspect hustle potential


  • Takes analysis and time
  • Some threat concerned

8. Put it in Venmo

Venmo homepage

Similar to you’ll be able to put your Visa present playing cards into PayPal, you can too put the funds into Venmo. 

Merely observe the directions on the Venmo website so as to add your Visa present card to your pockets. When you see the cash in your Venmo pockets, you need to use it to make purchases the place Venmo is accepted.

Alternately, you’ll be able to switch cash out of your Venmo pockets to your checking account.

What’s extra, Venmo doesn’t cost charges to switch cash to your checking account like PayPal does. 

Take into account that you could get a fraud warning from Venmo in case you try so as to add your Visa present card. If this occurs, don’t fear. That is merely a safety precaution, and Venmo might help you clear it up. 


  • Simple and quick
  • Switch to checking account
  • No charges

9. Promote It By a Web site or App

There are web sites and apps that can allow you to convert your Visa present card to money by promoting them. The most effective locations to promote present playing cards rely on how briskly you need your money and the way a lot of its worth you’re prepared to lose. 

Some websites will purchase your card immediately, whereas others will promote your present card on a market for customers to purchase. Provide costs will differ as effectively. 

For instance, CardCash provides you with as much as 92% of the worth of your card. Some websites could provide you with lower than that. 

Be sure you do your analysis and examine provides on totally different websites to get the perfect payout to your card.


  • Fast and straightforward
  • A number of apps and websites


  • Will cut back card’s worth

10. Promote It to Somebody Straight

This selection might be one of many extra easy options. You may promote your Visa present playing cards on Craigslist or related websites, or you’ll be able to promote your present card to somebody you recognize and belief. 

Many individuals will contemplate shopping for Visa present playing cards from you if it means they get a deal. In spite of everything, you need to use these present playing cards nearly anyplace. 

Whoever buys your present card can use it at a giant field retailer, restaurant or every other retailer. 

One of the simplest ways to make sure that somebody will purchase your present card is to supply a superb deal. For instance, promote a $25 present card for $22. Or promote a $100 present card for $90 or $95. 

Additionally, be prepared to barter if needed. It will guarantee you’ll be able to promote your Visa present card rapidly.


  • Many potential patrons
  • No service charges


  • Might cut back card’s worth

Advantages of Changing a Visa Reward Card to Money

Because the saying goes, “money is king.” Nonetheless, in case you aren’t certain that changing your Visa present card to money is definitely worth the effort, there are some situations when it’s a clever resolution.

For instance, if you wish to make a purchase order however a service provider solely accepts money, utilizing your present card gained’t work. Plus, some retailers gained’t settle for Visa playing cards to finish transactions.

In each these situations, utilizing money ensures your transactions might be accomplished with none points.

Moreover, if you need to use your present card to purchase a distinct present card that you’ll really use and has a better worth, changing your card could provide you with additional respiratory room in your price range.

Alongside the identical traces, if you’ll be able to repurpose your present card to pay payments or offset the price of different bills, you’ll be able to unlock money in your price range. It will let you transfer towards your monetary targets extra rapidly.


Should you nonetheless have questions on methods to convert Visa present playing cards into money, these solutions may be capable to assist.

What’s the simplest technique to convert Visa present playing cards to money?

The reply to this query varies relying on the individual. Including your present card to your PayPal or Venmo account might be straightforward, particularly since you are able to do it from the consolation of your sofa.

That stated, the best resolution is probably going to make use of the cardboard for wanted purchases or present it and lower your expenses you’ll have in any other case spent on these price range objects.

How can I get probably the most money for my Visa present playing cards?

If you wish to get probably the most money to your Visa present card, utilizing it to purchase a reduced present card of a better worth is good. Or, including it to your PayPal pockets or Venmo account are your finest choices to make sure it holds its worth.

Different methods, like promoting it both on-line or domestically, might trigger you to obtain much less money than the cardboard is price.

Is it protected to transform a Visa present card to money?

Sure. Whether or not you’ve a Vanilla Visa present card, Visa pay as you go card or one other sort of card, it’s protected in case you use one of many choices talked about above to get money. 

It’s necessary to do not forget that there are scammers and illegitimate web sites that can supply to show your Visa present card into money. Be sure you do your analysis earlier than utilizing any possibility to make sure it’s protected. 

Can Visa present playing cards be used at ATMs?

Visa present playing cards sometimes can’t be used at ATMs to get money. 

Nonetheless, in case your Visa present card comes with a four-digit PIN, you may be capable to get money from an ATM. That stated, this functionality is uncommon.


There are a number of distinctive methods to transform Visa present playing cards to money. You simply want to seek out the choice that works finest for you. 

Take into account what you want the money for, how a lot you’re prepared to pay in charges and what the simplest conversion methodology is for you.

It will enable you decide what technique to make use of as you flip your Visa present card for money. 

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